1. Introduction
   The Abacuslife.ie website (the “Website”) is operated by Abacus Life. We respect your right
   to privacy. This Privacy Statement (together with our Website Terms and Conditions of Use
   (“Terms”), our Terms of Business and any other documents referred to) set out the basis on which
   any personal data we collect from you or that you provide to us will be processed by us. Please
   read the following carefully to understand our views and practices regarding your personal data and
   how we will treat it.
   1.2 The following discloses our information gathering and dissemination practices relating to
   this Website. In order to fully understand your rights, we encourage you to read this Privacy
   Statement and to consult our Terms and Terms of Business. Each time you use this Website you will
   be bound by the then-current Privacy Statement, and you should review this each time you use the
   website to satisfy yourself that you are happy with it. Any external links to other websites are clearly
   identifiable as such and we are not responsible for the content or the privacy statements of these
   other websites.
   1.3 For the purpose of the Data Protection Act 1988 and 2003 (the “Acts”), the data controller is
   Anthony Henneberry trading as Abacuslife.ie. Our address is Forest Grove, Dromahair, Co. Leitrim.
   Abacus Life is regulated by the Central Bank of Ireland.
2. Acceptance of this Privacy Statement
   By using this Website, you signify acceptance of this Privacy Statement. If you do not agree with, or
   you are not comfortable with, any aspect of the Privacy Statement, your only remedy is to
   discontinue the use of the Website. We reserve the right to modify this Privacy Statement at any time.
   Your continued use of any portion of the Website following notification or posting of such changes
   will constitute your acceptance of those changes.

3. Information We May Collect From You
   We may collect the following data:
   3.1 Information that you provide to us when obtaining quotes or applying for cover for a
   product, or when you use this Website or avail of our services. Such information might include a
   name, address, email address, telephone number, or sensitive personal data such as health
   information, occupation, salary or date of birth.
   3.2 Information about you and any third parties whose data you disclose to us.
   3.3 Information provided at the time of registering to use this Website, posting material on the
   Website or requesting further services if such is applicable
   3.4 We may record telephone calls for training and verification purposes, and if you contact us
   for any reason, we may keep a record of the correspondence.
   3.5 We may also ask you to complete surveys that we use for research purposes, although you
   so not have to respond to them.

3.6 Details of your visits to the Website including, but not limited to, traffic data, location data
and other communication data and the resources, advertisements and linked sites that you access.
3.7 Should you contact us by web chat, phone, email, post or any other method, we may hold
the content, contact details and any additional information you provide to us on record for futures
reference and use.
IMPORTANT: Please do not send us any genetic test results. If you provide us with sensitive data or
other information, you are confirming that you consent to the processing of such data as set out in
this Privacy Statement. You are further confirming that you have explained to all third parties whose
data you provide to use, how their data is processed and that you have obtained the requisite
consent to our processing of such data as set out in this Privacy Statement.

4. Where We Store Your Personal Data
   4.1 The data that we collect from you may be transferred to and stored at a destination
   outside the European Economic Area (“EEA”). It may also be processed by staff operating outside the
   EEA who work for us of one the underwriting life assurance companies. We may need to transfer
   data outside the EEA in order that the life assurance company can provide it to you and administer the
   cover required. By submitting your personal data, you agree to this transfer, storing or processing.
   We will take all steps reasonably necessary to ensure that your data is treated securely and in
   accordance with this Privacy Statement.
   4.2 All information you provide to us is stored on secure servers. Where we have given you (or
   where you have chosen) a password or username which enables you to access certain parts of our
   Website, you are responsible for keeping this password or username confidential. We ask you not to
   share this information with anyone.
   4.3 Unfortunately, the transmission of information via the Internet is not completely secure.
   Although we will do our best to protect your personal data, we cannot guarantee the security of
   your data transmitted to our Website: any transmission is at your own risk. Once we have received
   your information, we will use strict procedures and security features to try to prevent unauthorised
   access. We have security in places such as firewalls, backup and other appropriate technical security
   measures.
5. Uses Made of Your Information
   5.1 We use information held about you:
   5.1.1 To ensure that content from our Website is presented in the most effective manner for you
   and your computer.
   5.1.2 To provide you with cover, quotes, information, products or services that (a) you request
   from us or (b) which we feel may interest you where you have consented to be contacted for such
   purposed
   5.1.3 To carry out our obligations arising from any contracts entered into between you and us or
   the underwriting life assurance companies

5.1.4 To allow you to participate in interactive features of our Website
5.1.5 To notify you about changes to your Website and/or services
5.2 We will also disclose your data to selected life assurance companies who will use your data
to provide you with products or services and cover and administer your policy.
5.3 If you do not want us to use your data in this way or to pass your details on to third parties
for marketing purposes, please tick the relevant boxes when we collect your marketing preferences.
You may change your preferences at any time by contacting us at hello@abacuslife.ie
5.4 We do not, without your consent, disclose information about identifiable individuals to third
parties, but we may provide anonymised statistical data to them for research and survey purposes.
We may also use such information to help advertisers reach the kind of audience they want to target
(for example, those working in the education sector). We may make use of the personal data we
have collected from you to enable us to comply with our advertisers’ wishes by displaying their
advertisements to that target audience.

6. Disclosure of your information.
   6.1 We may disclose your personal information to third parties:
   6.2 If we are under a duty to disclose or share your personal data in order to comply with any
   legal obligation, in order to enforce or apply our Terms and other agreements; or to protect the
   rights, property or safety of Abacus Life, our users, or others;
   6.2.1 Including insurance and life assurance companies who provide quotes and or/cover to you
   and to reinsurance companies
   6.2.2 To third parties as part of due diligence exercise or sales process connected with Abacus Life.
7. Security
   We take your online security very seriously, and this Website has security measures in place to protect
   against the loss, misuse and alteration of the information under our control. However, as no data
   transmission over the internet can be guaranteed as 100% secure, we cannot ensure or warrant the
   security of any information you transmit to us, and you transfer the data at your own risk. We
   endeavour always to use appropriate security measures.
8. Cookies
   8.1 We may collect information about your computer, including where available IP address,
   operating system and browser type, for system administration, to report aggregate information to
   our advertisers to record session information and/or assist you in answering questions in connection
   with the quotation process. This may, in some instances, only be statistical data about how you
   browse our Website.

8.2 For the same reason, we may obtain information about your Website usage by using a cookie
file stored on your computer’s hard drive. Cookies contain information that is
transferred to your computer’s hard drive. Cookies help us improve our Website and deliver a
better and more personalised service. They enable us:
8.2.1 To estimate usage numbers and patterns
8.2.2 To site information about your preferences, and so allow us to customise our Website
according to your individual interests, and
8.2.3 To recognise you when you return to the Website
8.3 The following cookies are used on the Website:
Google Analytics
Google Adwords
8.4 You may refuse to accept or disable cookies by activating the setting on your browser, which
allows you to refuse the setting of cookies. However, if you select this setting, you may be unable to
assess certain parts of the Website or unable to avail of our services. Unless you have adjusted your
browser setting so that it will refuse cookies, our system will issue cookies when you log on to the
Website.
8.5 For further information on cookies and how you can adjust settings in your browser, click
HELP on your browser or visit www.allaboutcookies.org.
8.6 If you have any questions about our cookies, please contact us at hello@abacuslife.ie

9. Your Rights
   9.1 You have the right to ask us not to process your personal data for marketing purposes. We
   will usually inform you if we intend to use your data for such purposes or if we intend to disclose
   your information to any third party for such purposes. You can exercise your right to prevent such
   processing by emailing us at hello@abacuslife.ie
   9.2 The Website may, from time to time, contain links to and from the websites of our partner
   networks, advertisers and affiliates. If you follow a link to any of these websites, please note that
   they have their own privacy policies and that we do not accept any responsibility or
10. liability for them. Please check these policies before you submit any personal data to these
    websites.
11. Access to Information
    You have the right to request a copy of the information held by us about you. We may charge a fee
    for this which does not exceed €6.35. You also have the right to access your data, change any
    inaccuracies in the details we hold about you, the right to object to the use of your data and the
    right to block any specific uses of your data by means of a request in writing to Forest Grove,
    Dromahair, Co. Leitrim, or by emailing us at hello@abacuslife.ie
12. Contact
    Questions, comments and requests regarding this Privacy Statement are welcomed and should be
    addressed to Abacus Life, Forest Grove, Dromahair, Co Leitrim, or by emailing us at
    hello@abacuslife.ie
    This Privacy Statement is valid from June 2022